MoneyForMigrants tools

Free UK money tools for migrants

Practical calculators and checklists to help migrants plan salary, visa costs, rent and money transfers in the UK.

Start with visa readiness View all tools

Free tools
Educational estimates
Privacy-first
Built for UK migrants

Educational estimates only
No regulated advice
Privacy-first tools
Built for migrants in the UK

All tools

Educational estimates only. Not financial, tax, legal or immigration advice. Always check official guidance or speak to a qualified adviser before making decisions.

Salary

Free tool

UK Salary Reality Calculator

Can I really afford life in the UK on this salary?

Estimate monthly take-home pay, rent pressure, money sent home and what may be left after major costs.

Check salary reality

Visa

Free tool + checklist

UK Visa Financial Readiness

Do I have enough money for my visa?

Check whether your savings and upfront costs look ready for a UK Student or Skilled Worker visa.

Check visa readiness

Money Transfer

Free estimate

Money Transfer Rate Watch

How much will my family receive?

Compare estimated GBP transfer outcomes and understand how fees and exchange rates affect the amount received.

Compare transfer estimates

Renting

Free tool + pack

Foreign Payslip Rental Pack

Can I rent in the UK with foreign income?

Check rent affordability, document gaps and prepare a downloadable letting-agent checklist.

Check rental readiness

Tax

Coming soon

UK Tax & Self Assessment Checker

Do I need to think about UK tax registration?

Understand whether your situation may need further tax checks after moving to or working in the UK.

Banking

Coming soon

UK Banking & Credit Starter

How do I start building my UK money life?

A simple guide-style tool for bank accounts, credit files, bills and early UK financial setup.

Which tool should I start with?

Applying for a visa?

Start with UK Visa Financial Readiness.

Check visa readiness

Comparing a job offer?

Start with UK Salary Reality Calculator.

Check salary reality

Renting with foreign income?

Start with Foreign Payslip Rental Pack.

Check rental readiness

Sending money home?

Start with Money Transfer Rate Watch.

Compare transfer estimates

Frequently asked questions

Are these tools free?: Yes. The live calculators and checklists on this site are free to use. Some features, such as saving a visa money checklist, need a free account.
Is this financial or immigration advice?: Educational estimates only. Not financial, tax, legal or immigration advice. Always check official guidance or speak to a qualified adviser before making decisions.
Do the tools guarantee an outcome?: No. Results are educational estimates based on your inputs and published reference data. They do not guarantee visa approval, rental acceptance, tax outcomes or transfer rates.
Are my calculator answers stored?: General calculator use does not require an account and is not saved unless you choose to create a checklist or alert. We handle data privacy-first and do not sell personal financial details.
Why are some tools marked coming soon?: We are building more migrant money tools for tax and banking. Join the newsletter on the homepage for launch updates.

Start with one decision

Choose the tool that matches the money question you are facing today.

Check visa readiness